This Cookie Policy was last updated in 2026 and applies to citizens and legal permanent residents of the European Economic Area, Switzerland, the United Kingdom, and international users.
1. Introduction
Our website, https://swiftpay.io (hereinafter: "the website") uses cookies and other related technologies (for convenience all technologies are referred to as "cookies"). Cookies may also be placed by third parties we have engaged to deliver secure banking, analytical, and verification infrastructure. In the document below we inform you about the use of cookies on our website.
2. What are cookies?
A cookie is a small simple file that is sent along with pages of this website and stored by your browser on the hard drive of your computer or mobile device. The information stored therein may be returned to our servers or to the servers of the relevant third parties during a subsequent visit to ensure session continuity and security.
3. What are scripts?
A script is a piece of program code that is used to make our website function properly, securely, and interactively. This code is executed on our server or on your device.
4. What is a web beacon?
A web beacon (or a pixel tag) is a small, invisible piece of text or image on a website that is used to monitor traffic on a website. In order to do this, certain anonymized technical data about your session is recorded using web beacons.
5. Categories of Cookies We Use
5.1 Technical or functional cookies
Some cookies ensure that certain parts of the website work properly and that your user preferences remain known. By placing functional cookies, we make it easier for you to navigate our services. This way, you do not need to repeatedly enter the same information when visiting our website (such as jurisdiction selection or language preferences). We may place these strictly necessary cookies without prior consent.
5.2 Analytical & Performance cookies
Analytical cookies allow us to collect aggregated, anonymized insights regarding user visits, navigation flows, and server latency. This helps us optimize platform responsiveness, ensure high availability across global financial centers, and improve usability.
5.3 Marketing & Tracking cookies
Marketing or tracking cookies are used to assess campaign performance and deliver pertinent educational content or platform updates to prospective clients. Because these cookies track interactions across visits, we request your explicit consent before enabling them.
5.4 Security & Anti-Fraud cookies
Given the institutional private banking nature of our services, specialized security cookies are deployed to identify bot activity, verify authorized user sessions, prevent Cross-Site Request Forgery (CSRF), and safeguard user portals against unauthorized access attempts.
6. Cookie Types & Summary Table
| Provider / Service | Cookie Purpose | Type | Retention |
|---|---|---|---|
| SwiftPay Core | Maintains user session, CSRF token & security verification | Essential / Functional | Session |
| Consent Manager | Remembers user cookie consent and privacy choices | Functional | 365 days |
| Cloudflare / CDN | Bot mitigation, DDoS filtering and geo-routing speed | Security | 30 days |
| Web Analytics | Anonymized page view statistics and conversion tracking | Analytics | 24 months |
7. Managing Consent & Disabling Cookies
You can use your internet browser to automatically or manually delete cookies at any time. You can also specify that certain cookies may not be placed. Another option is to change the settings of your internet browser so that you receive an alert each time a cookie is placed.
Please note that our website and secure client onboarding portals may not function properly if all technical and security cookies are disabled. If you delete cookies in your browser, your preferences will be requested again upon your next visit.
8. Your Rights With Respect to Personal Data
In accordance with GDPR and applicable international data protection standards, you have the right to:
- Know what personal data is collected via cookies and how it is processed;
- Access, rectify, or request deletion of data associated with your identifiers;
- Revoke your consent for analytical or marketing cookies at any time;
- Object to automated processing or request data portability where applicable.
9. Contact Details
For questions or comments regarding our Cookies Policy, please reach out to our privacy and compliance desk:
SwiftPay Financial Services UAB
Architektų g. 56-101, LT-04111 Vilnius, Lithuania
Website: https://swiftpay.io
Email: privacy@swiftpay.io