Multi-Jurisdiction Banking

One account.
Every currency.

Accounts in the UAE, USA, Europe and Mexico — at once. IBANs in several countries (including a Malta euro IBAN), instant FX, stablecoin settlement and a debit card that works in 150 million places. Banking that doesn't blink when you cross borders.

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The accounts no one else offers

Accounts in the UAE, USA, Europe and Mexico — from a single membership.

Most platforms give you one jurisdiction. SwiftPay gives you a banking footprint across four of the world’s most strategic regions from a single membership — and we’re adding more.

United Arab Emirates flag

United Arab Emirates

AED Account

A real Emirates account — the gateway to Gulf banking, with no local residency hurdles or corporate lock-ins.

United States flag

United States

USD Account

A US account in your name — hold and move dollars on domestic Fedwire and ACH rails, with the world’s reserve currency at your fingertips.

Malta Europe flag

Europe

EUR IBAN · Malta

A dedicated euro IBAN issued in Malta, in your personal or corporate name. Send and receive funds instantly across the SEPA network.

Mexico flag

Mexico

MXN Account

Local LATAM SPEI rails for frictionless instant collections, payouts and treasury management across North & Central America.

Singapore flag

Singapore

Coming Soon

On the way. Asia's premier financial hub directly integrated into your single membership.

Hong Kong flag

Hong Kong

Coming Soon

On the way. Territorial gateway between Greater China and global capital markets.

Account Capabilities

What’s inside your account.
Everything a modern account should do.

Engineered for high-net-worth individuals, digital nomads, and cross-border companies who demand institutional agility.

A dedicated IBAN in your name

Not a pooled or shared account: your own dedicated IBAN, ready to send and receive funds globally like a local.

SEPA & SWIFT, worldwide

Move money in and out across borders, in the currency you need, without delays or unexpected intermediary fees.

Multi-currency balances

Hold, exchange and allocate between USD, EUR, AED, MXN and GBP in one centralized dashboard — no extra apps.

Instant FX at mid-market

Convert at tight institutional spreads close to real interbank rates, with immediate real-time settlement in seconds.

Stablecoin settlement

Bridge crypto, USDT, USDC and fiat instantly. Native digital asset ramps built straight into the core account.

A card that works everywhere

Spend seamlessly across 150 million merchants worldwide via Mastercard and Visa with real-time push balance alerts.

Apple Pay & Google Pay

Tap to pay with your phone or smartwatch from day one, with virtual cards activated before the physical card arrives.

Opened in minutes

Seamless automated biometric onboarding with no branch visits. A licensed advisor follows up within 24 hours.

Membership Plans

An account that
scales with you.

Select the plan designed for your lifestyle or enterprise scope. Upgrade or customize anytime.

Personal

For individuals going global

IBANs in several countries
Multi-currency balances
SwiftPay debit card
Apple Pay & Google Pay
Open Personal account

Business

For companies without borders

Corporate accounts in several countries
Trade finance & guarantees
Bulk payments & automated collections
Bespoke corporate cards & multi-user access
Open Business account
Open your account

Three minutes from now,
your money moves differently.

No paperwork. No queues. A licensed private-banking advisor reaches out within 24 hours.

Open Personal Account Talk to an advisor