New to SwiftPay? Create account

The future of
private banking

Grow & Manage Your Money, Anywhere.

Multi-jurisdiction accounts, crypto and fiat in one place, stablecoin settlement, tokenised assets, cards accepted at 150M merchants and a private-banking advisor that never sleeps — all under one membership.

4+ Jurisdictions
150M+ Card Merchants
3.0% Gold APR Yield
10% CRS Loyalty Cap
Total Wealth
$1000
FIAT $400 CRYPTO $400 CARDS $400
Fiat Wallets
USA
USA
Acc: xxxxxx2323
$200
Mexico
MEXICO
Acc: xxxxxx2323
$100
UAE
UAE
Acc: xxxxxx2323
$100
Cards
5284 7600 1234 5678
09/29 ALEX MORGAN
5284 7600 1234 5678
09/29 ALEX MORGAN
Multi-Currency Stack
Instant On/Off Ramp Active
Enterprise Partners & Custody Infrastructure
Corporate Services

We structure you for tax.
Set up in the best jurisdictions in the world.

Company formation, banking and tax residency in Dubai, Singapore, Hong Kong and more.

Dubai UAE
Dubai · UAE

Dubai

UAE · 0% personal income tax
100% foreign business ownership
Tax residency & Emirates ID within days
Direct access to UAE corporate banking
Singapore
Singapore

Singapore

Asia's financial gateway
Competitive 17% headline tax rate
Deep capital markets & tech innovation
Top ranked legal certainty & stability
Hong Kong
Hong Kong

Hong Kong

Territorial tax · access to China
8.25%–16.5% territorial corporate tax
Zero capital gains or withholding tax
Free capital mobility to Greater Bay Area
Explore corporate services
Physical Gold & Silver

Physical gold and silver, earning 3% a year, settled monthly in gold.

Buy real metal from $50, stored in your name in a DMCC-regulated refinery in Dubai. It keeps earning while you hold it, and you can sell or withdraw whenever you want.

Real metal, not an ETF
Segregated, insured custody in the UAE
No lockup — sell or withdraw anytime
Discover Gold & Silver
DMCC Dubai Refinery Vault
Live Spot Rates
Pure Gold (999.9)
$84.45
+3.0% Annual Gold Yield
Pure Silver (999)
$1.052
+3.0% Annual Silver Yield
Min Order $50 USD
Settlement Monthly in Gold
Custody Allocated & Insured
International Cards

Get your card.
Your card. Every border.

Spend crypto, stablecoins and fiat at 150 million merchants worldwide. A Mastercard issued in Switzerland and a privacy-first Visa issued in Hong Kong — for individuals and businesses alike.

Mastercard · issued in Switzerland Most Popular

Spend anywhere Mastercard is accepted, in any currency, funded from your SwiftPay account in seconds. Contactless, Apple Pay & Google Pay enabled.

Zero Data · issued in Hong Kong Maximum Privacy

Instant top-up with crypto, zero personal metadata transmitted at merchant POS terminals. Unrivalled discrete financial freedom.

Crypto, stablecoins or fiat. Your choice. Both Cards

Top up either card in seconds. Instant virtual card on sign-up, worldwide acceptance and real-time spending push notifications.

Mastercard · Swiss Issued
5284 7600 1234 5678
ALEX MORGAN
EXP 09/29
Up to 10% Redeem your points in USD monthly

The best loyalty programme
in private banking

When the bank grows, you grow with it.

Most banks give you cashback on your spending. We give you rewards from the entire bank.

The Circular Reward System rewards active members with GKN Points, redeemable for USD every month. The more you use the platform, the more points you earn. As SwiftPay grows, the rewards programme grows with it. Simple, automatic, and redeemable for USD stablecoin every month.

GKN Points
Redeemable for USD every month
Every Month
Automatic distribution directly to wallet
Grows with Us
Funded by total bank revenue pool
Start earning GKN Points
10% REVENUE SHARE
1. Transact & Hold
2. Accumulate GKN
3. USD Monthly Payout
Membership Clubs / Community

A community built around
capital growth

SwiftPay clients share more than accounts. They share access — to networks, opportunities and expertise that most private banks reserve for their highest tiers.

Your membership goes further than banking. Every transaction, every top-up, every product you activate feeds back into the Circular Reward System — distributing value to the entire community in USDT every month.

Get Started

Beginners Club

Entry tier for digital banking novices. Zero minimum deposit, immediate virtual card & community perks.

Savings Club

Tailored for wealth builders. High-yield remunerated accounts with monthly stablecoin distributions.

1 Million Dollar Club

Private banker concierge, VIP global lounges, bespoke corporate structuring and zero FX fees.

GKN Club

Elite stake governance, maximum CRS yield multiplier and invitation-only summits in Dubai & Zurich.

Insights & Summits

Next Events &
Updates

Meet the SwiftPay leadership team at world-class digital finance exhibitions.

22–24 Sep 2026
Dubai World Trade Centre

We're heading to Seamless Digital Commerce

Seamless Digital Commerce brings together digital marketing, retail, e-commerce and payments professionals from across the MENA region.

Read more
15 Sep 2026
Emirates Palace, Abu Dhabi

SwiftPay at the Fiesta Nacional de México

Celebrating diplomatic and bilateral commerce ties between Mexico and the UAE at the prestigious Emirates Palace Mandarin Oriental.

Read more
14–16 Sep 2026
Riyadh Convention Center, Saudi

We're heading to Money20/20 Middle East

Unveiling our next-generation stablecoin settlement rails and Swiss multi-asset custody for enterprise partners at Money20/20.

Read more
Read the blog