/* ==========================================================================
   SwiftPay — Modern Luxury Private Banking & Digital Assets Stylesheet
   Theme Color Palette derived from SwiftPay Identity:
   - Emerald Green: #00C48C / #10B981
   - Cyan / Ocean Blue: #0077E6 / #0EA5E9
   - Deep Midnight Navy: #0B192C / #0A192F
   - Background Canvas: #F8FAFC / #FAFDFB
   ========================================================================== */

:root {
    --sp-primary: #00C48C;
    --sp-primary-dark: #059669;
    --sp-secondary: #0077E6;
    --sp-secondary-dark: #0284C7;
    --sp-accent-teal: #14B8A6;
    --sp-navy: #0B192C;
    --sp-navy-light: #1E293B;
    --sp-slate: #64748B;
    --sp-slate-light: #94A3B8;
    --sp-bg: #F8FAFC;
    --sp-card-bg: #FFFFFF;
    --sp-border: rgba(226, 232, 240, 0.85);
    --sp-border-hover: rgba(0, 196, 140, 0.35);
    
    --sp-gradient-primary: linear-gradient(135deg, #00C48C 0%, #0077E6 100%);
    --sp-gradient-hover: linear-gradient(135deg, #059669 0%, #0284C7 100%);
    --sp-gradient-soft: linear-gradient(135deg, rgba(0, 196, 140, 0.08) 0%, rgba(0, 119, 230, 0.08) 100%);
    --sp-gradient-card: linear-gradient(180deg, #FFFFFF 0%, #F8FAFC 100%);
    --sp-gradient-dark: linear-gradient(145deg, #0B192C 0%, #152744 100%);

    --sp-shadow-sm: 0 2px 8px rgba(11, 25, 44, 0.04);
    --sp-shadow-md: 0 10px 25px -5px rgba(11, 25, 44, 0.06), 0 8px 10px -6px rgba(11, 25, 44, 0.04);
    --sp-shadow-lg: 0 20px 35px -10px rgba(0, 119, 230, 0.09), 0 1px 3px rgba(0, 0, 0, 0.05);
    --sp-shadow-glow: 0 12px 30px rgba(0, 196, 140, 0.25);

    --sp-radius-sm: 8px;
    --sp-radius-md: 16px;
    --sp-radius-lg: 24px;
    --sp-radius-xl: 32px;
    --sp-radius-full: 9999px;

    --sp-font-body: 'Plus Jakarta Sans', system-ui, -apple-system, sans-serif;
    --sp-font-title: 'Space Grotesk', 'Plus Jakarta Sans', sans-serif;
}

/* Reset & Basics */
*, *::before, *::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

html {
    scroll-behavior: smooth;
    font-size: 16px;
}

body.sp-body {
    font-family: var(--sp-font-body);
    background-color: var(--sp-bg);
    color: var(--sp-navy);
    line-height: 1.6;
    overflow-x: hidden;
    -webkit-font-smoothing: antialiased;
}

a {
    color: inherit;
    text-decoration: none;
    transition: all 0.25s ease;
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

button {
    font-family: inherit;
    cursor: pointer;
    border: none;
    background: transparent;
}

ul {
    list-style: none;
}

.sp-container {
    width: 100%;
    max-width: 1240px;
    margin: 0 auto;
    padding: 0 24px;
}

/* Utility Helpers */
.text-emerald { color: var(--sp-primary) !important; }
.text-cyan { color: var(--sp-secondary) !important; }
.text-navy { color: var(--sp-navy) !important; }
.text-slate { color: var(--sp-slate) !important; }
.w-100 { width: 100%; }
.mb-2 { margin-bottom: 0.5rem; }
.mb-3 { margin-bottom: 1rem; }
.mb-4 { margin-bottom: 1.5rem; }
.mt-4 { margin-top: 1.5rem; }

/* Badges & Pills */
.sp-badge-pill {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 6px 14px;
    border-radius: var(--sp-radius-full);
    font-size: 0.8rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    background: #E8FDF3;
    color: var(--sp-primary-dark);
    border: 1px solid rgba(0, 196, 140, 0.3);
}

.sp-badge-pill-cyan {
    background: #E0F2FE;
    color: var(--sp-secondary-dark);
    border: 1px solid rgba(0, 119, 230, 0.25);
}

.sp-badge-pulse {
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: var(--sp-primary);
    box-shadow: 0 0 0 0 rgba(0, 196, 140, 0.7);
    animation: spPulse 2s infinite;
}

@keyframes spPulse {
    0% { transform: scale(0.95); box-shadow: 0 0 0 0 rgba(0, 196, 140, 0.7); }
    70% { transform: scale(1); box-shadow: 0 0 0 8px rgba(0, 196, 140, 0); }
    100% { transform: scale(0.95); box-shadow: 0 0 0 0 rgba(0, 196, 140, 0); }
}

/* Section Header Typography */
.sp-section-header {
    text-align: center;
    max-width: 760px;
    margin: 0 auto 56px;
}

.sp-section-title {
    font-size: clamp(2rem, 3.5vw, 2.75rem);
    font-weight: 800;
    line-height: 1.2;
    letter-spacing: -0.03em;
    color: var(--sp-navy);
    margin-top: 14px;
    margin-bottom: 16px;
}

.sp-section-title span.sp-gradient-text {
    background: var(--sp-gradient-primary);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
}

.sp-section-subtitle {
    font-size: 1.125rem;
    color: var(--sp-slate);
    line-height: 1.6;
}

/* Primary Button Styling */
.sp-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    padding: 11px 24px;
    border-radius: var(--sp-radius-full);
    font-size: 0.938rem;
    font-weight: 600;
    transition: all 0.3s cubic-bezier(0.16, 1, 0.3, 1);
    white-space: nowrap;
}

.sp-btn-primary {
    background: var(--sp-gradient-primary);
    color: #FFFFFF;
    box-shadow: 0 4px 15px rgba(0, 196, 140, 0.25);
}

.sp-btn-primary:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 25px rgba(0, 119, 230, 0.35);
    color: #FFFFFF;
}

.sp-btn-outline {
    background: #FFFFFF;
    color: var(--sp-navy);
    border: 1px solid var(--sp-border);
}

.sp-btn-outline:hover {
    border-color: var(--sp-primary);
    color: var(--sp-primary);
    transform: translateY(-2px);
}

.sp-btn-text {
    color: var(--sp-navy-light);
    font-weight: 600;
    padding: 10px 18px;
}

.sp-btn-text:hover {
    color: var(--sp-secondary);
}

.sp-btn-sm {
    padding: 8px 16px;
    font-size: 0.85rem;
}

/* ==========================================================================
   Header & Navbar
   ========================================================================== */
.sp-site-header {
    position: sticky;
    top: 0;
    z-index: 1000;
    background: rgba(255, 255, 255, 0.92);
    backdrop-filter: blur(16px);
    -webkit-backdrop-filter: blur(16px);
    border-bottom: 1px solid rgba(226, 232, 240, 0.8);
    transition: all 0.3s ease;
}

.sp-site-header.scrolled {
    box-shadow: var(--sp-shadow-md);
    background: rgba(255, 255, 255, 0.98);
}

.sp-header-container {
    max-width: 1280px;
    margin: 0 auto;
    padding: 16px 24px;
    display: flex;
    align-items: center;
    justify-content: space-between;
}

.sp-brand-logo {
    display: flex;
    align-items: center;
}

.sp-logo-img {
    height: 38px;
    width: auto;
    object-fit: contain;
}

.sp-nav-desktop {
    display: flex;
    align-items: center;
}

.sp-nav-list {
    display: flex;
    align-items: center;
    gap: 8px;
}

.sp-nav-item {
    position: relative;
}

.sp-nav-link {
    display: flex;
    align-items: center;
    gap: 6px;
    padding: 8px 14px;
    font-size: 0.938rem;
    font-weight: 500;
    color: var(--sp-navy-light);
    border-radius: var(--sp-radius-sm);
    transition: all 0.2s ease;
}

.sp-nav-link:hover {
    color: var(--sp-secondary);
    background: rgba(0, 119, 230, 0.05);
}

.sp-nav-arrow {
    font-size: 0.7rem;
    transition: transform 0.25s ease;
}

.sp-nav-item:hover .sp-nav-arrow {
    transform: rotate(180deg);
}

/* Nav Dropdown */
.sp-dropdown-menu {
    position: absolute;
    top: 100%;
    left: 0;
    min-width: 290px;
    background: #FFFFFF;
    border-radius: var(--sp-radius-md);
    box-shadow: var(--sp-shadow-lg);
    border: 1px solid var(--sp-border);
    padding: 12px;
    opacity: 0;
    visibility: hidden;
    transform: translateY(10px);
    transition: all 0.25s cubic-bezier(0.16, 1, 0.3, 1);
    z-index: 100;
}

.sp-nav-item:hover .sp-dropdown-menu {
    opacity: 1;
    visibility: visible;
    transform: translateY(4px);
}

.sp-dropdown-item {
    display: flex;
    align-items: flex-start;
    gap: 14px;
    padding: 10px 12px;
    border-radius: 10px;
    transition: background 0.2s ease;
}

.sp-dropdown-item:hover {
    background: var(--sp-gradient-soft);
}

.sp-dropdown-icon {
    width: 36px;
    height: 36px;
    border-radius: 8px;
    background: #F1F5F9;
    color: var(--sp-secondary);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.95rem;
    flex-shrink: 0;
    transition: all 0.2s ease;
}

.sp-dropdown-item:hover .sp-dropdown-icon {
    background: var(--sp-gradient-primary);
    color: #FFFFFF;
}

.sp-dropdown-text {
    display: flex;
    flex-direction: column;
}

.sp-dropdown-title {
    font-size: 0.875rem;
    font-weight: 600;
    color: var(--sp-navy);
}

.sp-dropdown-desc {
    font-size: 0.75rem;
    color: var(--sp-slate);
}

.sp-header-actions {
    display: flex;
    align-items: center;
    gap: 12px;
}

/* Mobile Toggle */
.sp-mobile-toggle {
    display: none;
    flex-direction: column;
    justify-content: space-between;
    width: 28px;
    height: 20px;
    padding: 0;
}

.sp-toggle-bar {
    width: 100%;
    height: 2.5px;
    background: var(--sp-navy);
    border-radius: 2px;
    transition: all 0.3s ease;
}

/* Mobile Drawer */
.sp-mobile-drawer {
    position: fixed;
    top: 0;
    right: -320px;
    width: 300px;
    height: 100vh;
    background: #FFFFFF;
    box-shadow: -5px 0 30px rgba(0, 0, 0, 0.15);
    z-index: 1050;
    display: flex;
    flex-direction: column;
    transition: right 0.35s cubic-bezier(0.16, 1, 0.3, 1);
}

.sp-mobile-drawer.open {
    right: 0;
}

.sp-drawer-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 20px;
    border-bottom: 1px solid var(--sp-border);
}

.sp-drawer-close {
    font-size: 1.4rem;
    color: var(--sp-navy);
}

.sp-drawer-content {
    padding: 24px 20px;
    overflow-y: auto;
    display: flex;
    flex-direction: column;
    height: 100%;
}

.sp-drawer-links {
    margin-bottom: 28px;
}

.sp-drawer-link {
    display: block;
    padding: 12px 0;
    font-size: 1.05rem;
    font-weight: 600;
    color: var(--sp-navy);
    border-bottom: 1px solid #F1F5F9;
}

.sp-drawer-actions {
    margin-top: auto;
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.sp-drawer-backdrop {
    position: fixed;
    inset: 0;
    background: rgba(11, 25, 44, 0.45);
    backdrop-filter: blur(4px);
    z-index: 1040;
    opacity: 0;
    visibility: hidden;
    transition: all 0.3s ease;
}

.sp-drawer-backdrop.active {
    opacity: 1;
    visibility: visible;
}

/* ==========================================================================
   Hero Section & Interactive App Mockup (Styled after User's Image)
   ========================================================================== */
.sp-hero-section {
    position: relative;
    padding: 70px 0 90px;
    overflow: hidden;
    background: radial-gradient(circle at 10% 20%, rgba(0, 196, 140, 0.08) 0%, transparent 45%),
                radial-gradient(circle at 90% 40%, rgba(0, 119, 230, 0.08) 0%, transparent 50%),
                var(--sp-bg);
}

.sp-hero-grid {
    display: grid;
    grid-template-columns: 1.15fr 0.85fr;
    gap: 60px;
    align-items: center;
}

.sp-hero-badge-wrap {
    margin-bottom: 24px;
}

.sp-hero-title {
    font-size: clamp(2.5rem, 5vw, 4.2rem);
    font-weight: 800;
    line-height: 1.1;
    letter-spacing: -0.04em;
    color: var(--sp-navy);
    margin-bottom: 20px;
}

.sp-hero-title .sp-gradient-text {
    background: var(--sp-gradient-primary);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
}

.sp-hero-lead {
    font-size: 1.25rem;
    font-weight: 600;
    color: var(--sp-navy-light);
    margin-bottom: 12px;
}

.sp-hero-sub {
    font-size: 1.05rem;
    color: var(--sp-slate);
    line-height: 1.7;
    margin-bottom: 32px;
    max-width: 580px;
}

.sp-hero-cta-group {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 16px;
    margin-bottom: 40px;
}

.sp-hero-stats-row {
    display: flex;
    gap: 28px;
    border-top: 1px solid var(--sp-border);
    padding-top: 24px;
}

.sp-hero-stat-item strong {
    display: block;
    font-size: 1.5rem;
    font-weight: 800;
    color: var(--sp-navy);
}

.sp-hero-stat-item span {
    font-size: 0.813rem;
    color: var(--sp-slate);
    text-transform: uppercase;
    letter-spacing: 0.05em;
    font-weight: 600;
}

/* User Image App Mockup Container */
.sp-mockup-wrapper {
    position: relative;
    display: flex;
    justify-content: center;
    perspective: 1200px;
}

.sp-phone-frame {
    width: 340px;
    background: #FFFFFF;
    border-radius: 40px;
    border: 8px solid #0F172A;
    box-shadow: 0 25px 60px -15px rgba(0, 119, 230, 0.2), 0 0 0 1px rgba(0, 196, 140, 0.15);
    padding: 24px 20px;
    position: relative;
    overflow: hidden;
    background: linear-gradient(180deg, #FFFFFF 0%, #F1F8FB 100%);
}

.sp-phone-top-notch {
    width: 120px;
    height: 18px;
    background: #0F172A;
    border-radius: 0 0 12px 12px;
    margin: -24px auto 16px;
}

.sp-phone-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 24px;
}

.sp-phone-logo {
    height: 24px;
}

.sp-phone-bell {
    width: 36px;
    height: 36px;
    border-radius: 50%;
    background: #EDF5F9;
    box-shadow: 0 4px 10px rgba(0, 0, 0, 0.04);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--sp-secondary);
    font-size: 0.9rem;
}

.sp-phone-wealth-card {
    text-align: center;
    margin-bottom: 24px;
}

.sp-phone-wealth-label {
    font-size: 0.75rem;
    text-transform: uppercase;
    letter-spacing: 0.1em;
    font-weight: 700;
    color: var(--sp-slate);
}

.sp-phone-wealth-amount {
    font-size: 2.4rem;
    font-weight: 800;
    color: #0EA5E9;
    letter-spacing: -0.04em;
    margin: 4px 0 12px;
    text-shadow: 0 2px 10px rgba(14, 165, 233, 0.2);
}

.sp-phone-pills-row {
    display: flex;
    justify-content: center;
    gap: 8px;
}

.sp-phone-pill {
    padding: 4px 10px;
    border-radius: 20px;
    font-size: 0.7rem;
    font-weight: 700;
    background: #FFFFFF;
    box-shadow: 0 2px 6px rgba(0, 0, 0, 0.04);
    border: 1px solid rgba(226, 232, 240, 0.8);
}

.sp-phone-pill.green {
    color: #059669;
    border-color: rgba(16, 185, 129, 0.3);
}

.sp-phone-pill.blue {
    color: #0284C7;
    border-color: rgba(2, 132, 199, 0.3);
}

.sp-phone-wallets-title {
    font-size: 0.75rem;
    font-weight: 800;
    text-transform: uppercase;
    color: var(--sp-slate);
    letter-spacing: 0.05em;
    margin-bottom: 12px;
}

.sp-phone-wallet-row {
    background: #FFFFFF;
    border-radius: 14px;
    padding: 10px 14px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 10px;
    box-shadow: 0 2px 6px rgba(0, 0, 0, 0.02);
    border: 1px solid #EEF2F6;
}

.sp-wallet-info {
    display: flex;
    align-items: center;
    gap: 10px;
}

.sp-flag-circle {
    width: 26px;
    height: 26px;
    border-radius: 50%;
    object-fit: cover;
    box-shadow: 0 1px 3px rgba(0, 0, 0, 0.1);
}

.sp-wallet-name {
    font-size: 0.8rem;
    font-weight: 700;
    color: var(--sp-navy);
    line-height: 1.2;
}

.sp-wallet-acc {
    font-size: 0.68rem;
    color: var(--sp-slate);
}

.sp-wallet-balance {
    font-size: 0.95rem;
    font-weight: 800;
    color: #059669;
}

/* Cards Preview on phone */
.sp-phone-cards-preview {
    margin-top: 14px;
    display: flex;
    gap: 10px;
    overflow: hidden;
}

.sp-mini-card {
    flex: 1;
    height: 80px;
    border-radius: 12px;
    padding: 8px 10px;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    color: #FFFFFF;
    position: relative;
    overflow: hidden;
    box-shadow: 0 6px 14px rgba(0, 0, 0, 0.15);
}

.sp-mini-card.black {
    background: linear-gradient(135deg, #0B192C 0%, #152744 100%);
    border: 1px solid rgba(255, 255, 255, 0.1);
}

.sp-mini-card.silver {
    background: linear-gradient(135deg, #E2E8F0 0%, #CBD5E1 100%);
    color: #0B192C;
}

.sp-mini-card-logo {
    height: 12px;
}

.sp-mini-card-num {
    font-family: monospace;
    font-size: 0.55rem;
    letter-spacing: 1px;
}

.sp-mini-card-bottom {
    display: flex;
    justify-content: space-between;
    align-items: center;
    font-size: 0.5rem;
    font-weight: 700;
}

.sp-phone-bottom-nav {
    display: flex;
    justify-content: space-around;
    align-items: center;
    margin-top: 18px;
    background: #FFFFFF;
    border-radius: 30px;
    padding: 8px 12px;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.05);
}

.sp-pnav-btn {
    color: var(--sp-slate);
    font-size: 0.95rem;
}

.sp-pnav-btn.active {
    width: 34px;
    height: 34px;
    border-radius: 50%;
    background: var(--sp-gradient-primary);
    color: #FFFFFF;
    display: flex;
    align-items: center;
    justify-content: center;
}

/* Floating interactive pill */
.sp-floating-card-badge {
    position: absolute;
    bottom: -20px;
    right: -25px;
    background: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(12px);
    border: 1px solid var(--sp-border);
    border-radius: 16px;
    padding: 12px 18px;
    box-shadow: var(--sp-shadow-lg);
    display: flex;
    align-items: center;
    gap: 12px;
    animation: spFloat 4s ease-in-out infinite;
}

@keyframes spFloat {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-8px); }
}

.sp-fbadge-icon {
    width: 36px;
    height: 36px;
    border-radius: 10px;
    background: var(--sp-gradient-soft);
    color: var(--sp-primary-dark);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.1rem;
}

.sp-fbadge-title {
    font-size: 0.813rem;
    font-weight: 700;
    color: var(--sp-navy);
}

.sp-fbadge-sub {
    font-size: 0.72rem;
    color: var(--sp-slate);
}

/* ==========================================================================
   What We Do / Where We Operate Section (Exact Belobaba structure)
   ========================================================================== */
.sp-dual-section {
    padding: 80px 0;
    background: #FFFFFF;
}

.sp-dual-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 40px;
}

.sp-dual-card {
    background: var(--sp-bg);
    border-radius: var(--sp-radius-xl);
    padding: 40px;
    border: 1px solid var(--sp-border);
    transition: all 0.3s ease;
}

.sp-dual-card:hover {
    border-color: var(--sp-border-hover);
    box-shadow: var(--sp-shadow-md);
}

.sp-dual-eyebrow {
    font-size: 0.813rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.1em;
    color: var(--sp-slate);
    margin-bottom: 24px;
    display: flex;
    align-items: center;
    gap: 8px;
}

.sp-dual-list {
    display: flex;
    flex-direction: column;
    gap: 14px;
}

.sp-dual-item {
    background: #FFFFFF;
    border: 1px solid var(--sp-border);
    border-radius: var(--sp-radius-md);
    padding: 16px 20px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    transition: all 0.25s ease;
}

.sp-dual-item:hover {
    border-color: var(--sp-primary);
    transform: translateX(4px);
    box-shadow: var(--sp-shadow-sm);
}

.sp-dual-item-left {
    display: flex;
    align-items: center;
    gap: 14px;
}

.sp-dual-flag {
    width: 28px;
    height: 20px;
    object-fit: cover;
    border-radius: 3px;
    box-shadow: 0 1px 3px rgba(0, 0, 0, 0.1);
}

.sp-dual-icon {
    width: 32px;
    height: 32px;
    border-radius: 8px;
    background: var(--sp-gradient-soft);
    color: var(--sp-secondary);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.9rem;
}

.sp-dual-label {
    font-size: 1rem;
    font-weight: 600;
    color: var(--sp-navy);
}

.sp-dual-arrow {
    color: var(--sp-slate-light);
    font-size: 0.85rem;
    transition: transform 0.2s ease, color 0.2s ease;
}

.sp-dual-item:hover .sp-dual-arrow {
    color: var(--sp-primary);
    transform: translateX(3px);
}

/* ==========================================================================
   Enterprise Partners Marquee
   ========================================================================== */
.sp-partners-section {
    padding: 40px 0;
    background: #FFFFFF;
    border-top: 1px solid var(--sp-border);
    border-bottom: 1px solid var(--sp-border);
    overflow: hidden;
}

.sp-partners-eyebrow {
    text-align: center;
    font-size: 0.75rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.2em;
    color: var(--sp-slate);
    margin-bottom: 24px;
}

.sp-marquee-track {
    display: flex;
    width: max-content;
    animation: spMarquee 35s linear infinite;
    gap: 60px;
    align-items: center;
}

.sp-marquee-track:hover {
    animation-play-state: paused;
}

.sp-partner-logo {
    display: flex;
    align-items: center;
    gap: 10px;
    font-weight: 700;
    font-size: 1.15rem;
    color: var(--sp-slate);
    opacity: 0.7;
    transition: all 0.3s ease;
    filter: grayscale(100%);
}

.sp-partner-logo:hover {
    opacity: 1;
    filter: grayscale(0%);
    color: var(--sp-navy);
    transform: scale(1.05);
}

.sp-partner-logo i {
    font-size: 1.5rem;
}

@keyframes spMarquee {
    0% { transform: translateX(0); }
    100% { transform: translateX(-50%); }
}

/* ==========================================================================
   Corporate Services & Tax Structuring
   ========================================================================== */
.sp-corp-section {
    padding: 100px 0;
    background: var(--sp-bg);
}

.sp-jurisdiction-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
    margin-bottom: 40px;
}

.sp-jur-card {
    background: #FFFFFF;
    border-radius: var(--sp-radius-lg);
    border: 1px solid var(--sp-border);
    overflow: hidden;
    transition: all 0.3s ease;
    display: flex;
    flex-direction: column;
}

.sp-jur-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--sp-shadow-lg);
    border-color: var(--sp-primary);
}

.sp-jur-image-wrap {
    height: 180px;
    position: relative;
    overflow: hidden;
    background: var(--sp-gradient-dark);
}

.sp-jur-image {
    width: 100%;
    height: 100%;
    object-fit: cover;
    opacity: 0.85;
    transition: transform 0.5s ease;
}

.sp-jur-card:hover .sp-jur-image {
    transform: scale(1.06);
}

.sp-jur-tag {
    position: absolute;
    bottom: 12px;
    left: 14px;
    background: rgba(11, 25, 44, 0.75);
    backdrop-filter: blur(8px);
    color: #FFFFFF;
    font-size: 0.75rem;
    font-weight: 600;
    padding: 4px 10px;
    border-radius: 6px;
    border: 1px solid rgba(255, 255, 255, 0.15);
}

.sp-jur-content {
    padding: 24px;
    flex: 1;
    display: flex;
    flex-direction: column;
}

.sp-jur-name {
    font-size: 1.35rem;
    font-weight: 700;
    color: var(--sp-navy);
    margin-bottom: 6px;
}

.sp-jur-sub {
    font-size: 0.9rem;
    color: var(--sp-slate);
    margin-bottom: 16px;
}

.sp-jur-features {
    margin-bottom: 20px;
    display: flex;
    flex-direction: column;
    gap: 8px;
}

.sp-jur-feat-item {
    font-size: 0.813rem;
    color: var(--sp-navy-light);
    display: flex;
    align-items: center;
    gap: 8px;
}

.sp-jur-feat-item i {
    color: var(--sp-primary);
    font-size: 0.75rem;
}

.sp-jur-footer {
    margin-top: auto;
    border-top: 1px solid var(--sp-border);
    padding-top: 14px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    font-size: 0.875rem;
    font-weight: 700;
    color: var(--sp-secondary);
}

/* ==========================================================================
   Physical Gold & Silver DMCC Refinery Banner
   ========================================================================== */
.sp-metal-section {
    padding: 90px 0;
    background: linear-gradient(135deg, #0A192F 0%, #0F2A4A 100%);
    color: #FFFFFF;
    position: relative;
    overflow: hidden;
}

.sp-metal-section::before {
    content: '';
    position: absolute;
    inset: 0;
    background: radial-gradient(circle at 80% 30%, rgba(0, 196, 140, 0.12) 0%, transparent 60%);
    pointer-events: none;
}

.sp-metal-grid {
    display: grid;
    grid-template-columns: 1.1fr 0.9fr;
    gap: 60px;
    align-items: center;
    position: relative;
    z-index: 1;
}

.sp-metal-title {
    font-size: clamp(2rem, 3.5vw, 2.75rem);
    font-weight: 800;
    line-height: 1.2;
    margin-top: 14px;
    margin-bottom: 18px;
    letter-spacing: -0.03em;
}

.sp-metal-desc {
    font-size: 1.05rem;
    color: #94A3B8;
    line-height: 1.7;
    margin-bottom: 28px;
}

.sp-metal-highlights {
    display: flex;
    flex-direction: column;
    gap: 12px;
    margin-bottom: 36px;
}

.sp-metal-hl-item {
    display: flex;
    align-items: center;
    gap: 12px;
    font-size: 0.95rem;
    font-weight: 500;
    color: #E2E8F0;
}

.sp-metal-hl-item i {
    color: #F59E0B;
    background: rgba(245, 158, 11, 0.15);
    width: 26px;
    height: 26px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.8rem;
}

/* Ticker & Interactive Metal Vault Widget */
.sp-metal-vault-widget {
    background: rgba(255, 255, 255, 0.05);
    backdrop-filter: blur(16px);
    border: 1px solid rgba(255, 255, 255, 0.12);
    border-radius: var(--sp-radius-xl);
    padding: 36px;
    box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.5);
}

.sp-vault-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 24px;
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
    padding-bottom: 16px;
}

.sp-vault-title {
    font-size: 1.1rem;
    font-weight: 700;
}

.sp-vault-status {
    display: flex;
    align-items: center;
    gap: 6px;
    font-size: 0.75rem;
    color: var(--sp-primary);
    background: rgba(0, 196, 140, 0.15);
    padding: 4px 10px;
    border-radius: 20px;
}

.sp-metal-cards-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
    margin-bottom: 24px;
}

.sp-metal-card {
    background: rgba(255, 255, 255, 0.04);
    border: 1px solid rgba(255, 255, 255, 0.08);
    border-radius: var(--sp-radius-md);
    padding: 18px;
    text-align: center;
    transition: all 0.3s ease;
}

.sp-metal-card:hover {
    border-color: rgba(245, 158, 11, 0.4);
    background: rgba(255, 255, 255, 0.07);
}

.sp-metal-name {
    font-size: 0.813rem;
    color: #94A3B8;
    text-transform: uppercase;
    letter-spacing: 0.05em;
    font-weight: 600;
}

.sp-metal-price {
    font-size: 1.6rem;
    font-weight: 800;
    color: #FFFFFF;
    margin: 6px 0;
}

.sp-metal-card.gold .sp-metal-price {
    color: #FBBF24;
}

.sp-metal-card.silver .sp-metal-price {
    color: #E2E8F0;
}

.sp-metal-yield {
    font-size: 0.75rem;
    font-weight: 700;
    color: var(--sp-primary);
}

.sp-vault-specs {
    background: rgba(0, 0, 0, 0.2);
    border-radius: 12px;
    padding: 14px;
    display: flex;
    justify-content: space-around;
    font-size: 0.78rem;
    color: #CBD5E1;
}

.sp-vault-specs div span {
    display: block;
    color: #64748B;
    font-size: 0.7rem;
}

/* ==========================================================================
   International Cards Showcase & Interactive Carousel
   ========================================================================== */
.sp-cards-section {
    padding: 100px 0;
    background: #FFFFFF;
}

.sp-cards-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
}

.sp-card-options-list {
    display: flex;
    flex-direction: column;
    gap: 16px;
    margin-top: 32px;
}

.sp-card-tab {
    background: var(--sp-bg);
    border: 2px solid transparent;
    border-radius: var(--sp-radius-md);
    padding: 20px 24px;
    cursor: pointer;
    transition: all 0.3s ease;
}

.sp-card-tab:hover {
    background: #FFFFFF;
    border-color: rgba(0, 196, 140, 0.3);
    box-shadow: var(--sp-shadow-md);
}

.sp-card-tab.active {
    background: #FFFFFF;
    border-color: var(--sp-primary);
    box-shadow: var(--sp-shadow-lg);
}

.sp-ctab-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 6px;
}

.sp-ctab-title {
    font-size: 1.05rem;
    font-weight: 700;
    color: var(--sp-navy);
}

.sp-ctab-badge {
    font-size: 0.72rem;
    font-weight: 700;
    padding: 3px 8px;
    border-radius: 12px;
    background: #E8FDF3;
    color: #059669;
}

.sp-ctab-body {
    font-size: 0.875rem;
    color: var(--sp-slate);
    line-height: 1.5;
}

/* 3D Realistic Virtual Card Preview */
.sp-card-stage {
    display: flex;
    justify-content: center;
    align-items: center;
    position: relative;
    padding: 40px;
}

.sp-physical-card {
    width: 380px;
    height: 235px;
    border-radius: 20px;
    padding: 26px;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    box-shadow: 0 30px 60px -15px rgba(11, 25, 44, 0.35), 0 0 0 1px rgba(255, 255, 255, 0.1);
    position: relative;
    overflow: hidden;
    transition: transform 0.6s cubic-bezier(0.16, 1, 0.3, 1);
}

.sp-physical-card:hover {
    transform: translateY(-8px) rotateX(4deg) rotateY(-4deg);
}

.sp-physical-card.swiss-card {
    background: linear-gradient(135deg, #0B192C 0%, #112A45 50%, #004D40 100%);
    color: #FFFFFF;
}

.sp-physical-card.zero-card {
    background: linear-gradient(135deg, #0284C7 0%, #00C48C 100%);
    color: #FFFFFF;
}

.sp-card-chip-row {
    display: flex;
    align-items: center;
    justify-content: space-between;
}

.sp-card-chip {
    width: 44px;
    height: 32px;
    background: linear-gradient(135deg, #FDE68A 0%, #D97706 100%);
    border-radius: 6px;
    position: relative;
    overflow: hidden;
    box-shadow: inset 0 0 0 1px rgba(0, 0, 0, 0.2);
}

.sp-card-chip::after {
    content: '';
    position: absolute;
    inset: 6px;
    border: 1px solid rgba(0, 0, 0, 0.25);
    border-radius: 3px;
}

.sp-card-contactless {
    font-size: 1.2rem;
    opacity: 0.8;
}

.sp-card-number {
    font-family: monospace;
    font-size: 1.25rem;
    letter-spacing: 3px;
    font-weight: 600;
    text-shadow: 0 2px 4px rgba(0, 0, 0, 0.4);
}

.sp-card-holder-row {
    display: flex;
    justify-content: space-between;
    align-items: flex-end;
}

.sp-ch-name {
    font-size: 0.813rem;
    font-weight: 700;
    letter-spacing: 0.08em;
    text-transform: uppercase;
}

.sp-ch-expiry {
    font-size: 0.75rem;
    opacity: 0.85;
}

.sp-card-brand-logo {
    display: flex;
    align-items: center;
    gap: 4px;
}

.sp-mc-circle {
    width: 24px;
    height: 24px;
    border-radius: 50%;
}

.sp-mc-red { background: #EB001B; }
.sp-mc-yellow { background: #F79E1B; margin-left: -10px; opacity: 0.9; }

/* ==========================================================================
   Circular Reward System (CRS) Loyalty Section
   ========================================================================== */
.sp-crs-section {
    padding: 100px 0;
    background: var(--sp-bg);
}

.sp-crs-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
}

.sp-crs-badge-stat {
    display: inline-flex;
    align-items: baseline;
    gap: 8px;
    background: #FFFFFF;
    border: 1px solid var(--sp-border);
    border-radius: var(--sp-radius-full);
    padding: 8px 18px;
    margin-bottom: 24px;
    box-shadow: var(--sp-shadow-sm);
}

.sp-crs-pct {
    font-size: 1.4rem;
    font-weight: 800;
    background: var(--sp-gradient-primary);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
}

.sp-crs-stat-text {
    font-size: 0.85rem;
    font-weight: 600;
    color: var(--sp-navy);
}

.sp-crs-lead-bold {
    font-size: 1.25rem;
    font-weight: 700;
    color: var(--sp-navy);
    margin-bottom: 12px;
}

.sp-crs-pillars {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 16px;
    margin: 32px 0 36px;
}

.sp-crs-pillar-box {
    background: #FFFFFF;
    border-radius: var(--sp-radius-md);
    padding: 20px 16px;
    border: 1px solid var(--sp-border);
    text-align: center;
    box-shadow: var(--sp-shadow-sm);
    transition: all 0.3s ease;
}

.sp-crs-pillar-box:hover {
    transform: translateY(-4px);
    border-color: var(--sp-primary);
    box-shadow: var(--sp-shadow-md);
}

.sp-pillar-icon {
    width: 40px;
    height: 40px;
    border-radius: 50%;
    background: var(--sp-gradient-soft);
    color: var(--sp-primary-dark);
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 12px;
    font-size: 1.1rem;
}

.sp-pillar-title {
    font-size: 0.95rem;
    font-weight: 700;
    color: var(--sp-navy);
    margin-bottom: 4px;
}

.sp-pillar-desc {
    font-size: 0.75rem;
    color: var(--sp-slate);
    line-height: 1.4;
}

/* Visual CRS Loop Diagram */
.sp-crs-visual {
    background: #FFFFFF;
    border-radius: var(--sp-radius-xl);
    padding: 40px;
    border: 1px solid var(--sp-border);
    box-shadow: var(--sp-shadow-lg);
    text-align: center;
}

.sp-crs-diagram-center {
    width: 140px;
    height: 140px;
    border-radius: 50%;
    background: var(--sp-gradient-primary);
    color: #FFFFFF;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    margin: 0 auto 28px;
    box-shadow: 0 15px 35px rgba(0, 196, 140, 0.35);
}

.sp-crs-diagram-center strong {
    font-size: 1.6rem;
    line-height: 1;
}

.sp-crs-diagram-center span {
    font-size: 0.75rem;
    letter-spacing: 0.05em;
    opacity: 0.9;
}

.sp-crs-flow-steps {
    display: flex;
    justify-content: space-between;
    gap: 12px;
}

.sp-crs-step-card {
    background: var(--sp-bg);
    border-radius: 12px;
    padding: 12px;
    flex: 1;
    font-size: 0.78rem;
    font-weight: 600;
    color: var(--sp-navy);
}

/* ==========================================================================
   Focused Growth & Community Clubs
   ========================================================================== */
.sp-community-section {
    padding: 100px 0;
    background: #FFFFFF;
}

.sp-community-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
}

.sp-clubs-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
}

.sp-club-card {
    background: var(--sp-bg);
    border-radius: var(--sp-radius-lg);
    padding: 24px;
    border: 1px solid var(--sp-border);
    transition: all 0.3s ease;
}

.sp-club-card:hover {
    border-color: var(--sp-primary);
    background: #FFFFFF;
    box-shadow: var(--sp-shadow-md);
    transform: translateY(-4px);
}

.sp-club-icon {
    width: 44px;
    height: 44px;
    border-radius: 12px;
    background: var(--sp-gradient-soft);
    color: var(--sp-primary-dark);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.2rem;
    margin-bottom: 16px;
}

.sp-club-title {
    font-size: 1.1rem;
    font-weight: 700;
    color: var(--sp-navy);
    margin-bottom: 6px;
}

.sp-club-desc {
    font-size: 0.813rem;
    color: var(--sp-slate);
    line-height: 1.5;
}

/* ==========================================================================
   Next Events & News Section
   ========================================================================== */
.sp-news-section {
    padding: 90px 0;
    background: var(--sp-bg);
}

.sp-news-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
    margin-bottom: 40px;
}

.sp-news-card {
    background: #FFFFFF;
    border-radius: var(--sp-radius-lg);
    border: 1px solid var(--sp-border);
    overflow: hidden;
    display: flex;
    flex-direction: column;
    transition: all 0.3s ease;
}

.sp-news-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--sp-shadow-lg);
    border-color: var(--sp-primary);
}

.sp-news-banner {
    height: 160px;
    background: var(--sp-gradient-dark);
    position: relative;
    overflow: hidden;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #FFFFFF;
}

.sp-news-date-badge {
    position: absolute;
    top: 14px;
    left: 14px;
    background: rgba(255, 255, 255, 0.9);
    color: var(--sp-navy);
    font-size: 0.75rem;
    font-weight: 700;
    padding: 4px 10px;
    border-radius: 6px;
}

.sp-news-content {
    padding: 24px;
    flex: 1;
    display: flex;
    flex-direction: column;
}

.sp-news-location {
    font-size: 0.75rem;
    font-weight: 700;
    text-transform: uppercase;
    color: var(--sp-secondary);
    margin-bottom: 8px;
    display: flex;
    align-items: center;
    gap: 6px;
}

.sp-news-title {
    font-size: 1.15rem;
    font-weight: 700;
    color: var(--sp-navy);
    line-height: 1.35;
    margin-bottom: 12px;
}

.sp-news-excerpt {
    font-size: 0.875rem;
    color: var(--sp-slate);
    line-height: 1.6;
    margin-bottom: 20px;
}

.sp-news-footer {
    margin-top: auto;
    border-top: 1px solid var(--sp-border);
    padding-top: 14px;
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 0.875rem;
    font-weight: 700;
    color: var(--sp-secondary);
}

.sp-news-footer i {
    transition: transform 0.2s ease;
}

.sp-news-card:hover .sp-news-footer i {
    transform: translateX(4px);
}

/* ==========================================================================
   Footer
   ========================================================================== */
.sp-footer {
    background: #0B192C;
    color: #FFFFFF;
    padding-top: 60px;
}

.sp-footer-newsletter-section {
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
    padding-bottom: 60px;
}

.sp-newsletter-card {
    background: rgba(255, 255, 255, 0.04);
    border: 1px solid rgba(255, 255, 255, 0.1);
    border-radius: var(--sp-radius-xl);
    padding: 40px;
    display: grid;
    grid-template-columns: 1fr 1.1fr;
    gap: 40px;
    align-items: center;
}

.sp-newsletter-title {
    font-size: 1.8rem;
    font-weight: 800;
    margin: 12px 0 8px;
}

.sp-newsletter-subtitle {
    color: #94A3B8;
    font-size: 0.95rem;
}

.sp-input-group {
    display: flex;
    background: rgba(255, 255, 255, 0.08);
    border: 1px solid rgba(255, 255, 255, 0.2);
    border-radius: var(--sp-radius-full);
    padding: 6px;
    margin-bottom: 20px;
}

.sp-newsletter-input {
    flex: 1;
    background: transparent;
    border: none;
    padding: 10px 18px;
    color: #FFFFFF;
    font-size: 0.95rem;
    outline: none;
}

.sp-newsletter-input::placeholder {
    color: #64748B;
}

.sp-app-buttons {
    display: flex;
    align-items: center;
    gap: 16px;
}

.sp-app-label {
    font-size: 0.813rem;
    color: #94A3B8;
    font-weight: 600;
}

.sp-app-badges {
    display: flex;
    gap: 12px;
}

.sp-store-badge {
    display: flex;
    align-items: center;
    gap: 10px;
    background: rgba(255, 255, 255, 0.08);
    border: 1px solid rgba(255, 255, 255, 0.15);
    border-radius: 10px;
    padding: 6px 14px;
    color: #FFFFFF;
    transition: all 0.25s ease;
}

.sp-store-badge:hover {
    background: rgba(255, 255, 255, 0.16);
    border-color: var(--sp-primary);
}

.sp-store-badge i {
    font-size: 1.4rem;
}

.sp-store-text small {
    display: block;
    font-size: 0.6rem;
    opacity: 0.7;
    line-height: 1;
}

.sp-store-text strong {
    font-size: 0.85rem;
    line-height: 1.2;
}

.sp-footer-grid {
    padding: 60px 24px;
    display: grid;
    grid-template-columns: 1.4fr 1fr 1fr 1fr;
    gap: 40px;
}

.sp-footer-desc {
    color: #94A3B8;
    font-size: 0.875rem;
    line-height: 1.7;
    margin-bottom: 24px;
    max-width: 300px;
}

.sp-social-links {
    display: flex;
    gap: 12px;
}

.sp-social-icon {
    width: 36px;
    height: 36px;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.06);
    border: 1px solid rgba(255, 255, 255, 0.1);
    color: #94A3B8;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.9rem;
    transition: all 0.25s ease;
}

.sp-social-icon:hover {
    background: var(--sp-gradient-primary);
    color: #FFFFFF;
    transform: translateY(-3px);
}

.sp-footer-heading {
    font-size: 1rem;
    font-weight: 700;
    margin-bottom: 20px;
    letter-spacing: -0.01em;
}

.sp-footer-nav {
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.sp-footer-nav a {
    color: #94A3B8;
    font-size: 0.875rem;
    transition: color 0.2s ease, transform 0.2s ease;
    display: inline-block;
}

.sp-footer-nav a:hover {
    color: var(--sp-primary);
    transform: translateX(3px);
}

.sp-trust-indicators {
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.sp-trust-badge {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 0.78rem;
    color: #CBD5E1;
}

.sp-footer-bottom {
    border-top: 1px solid rgba(255, 255, 255, 0.08);
    padding: 24px 0;
}

.sp-footer-bottom-flex {
    display: flex;
    align-items: center;
    justify-content: space-between;
    flex-wrap: wrap;
    gap: 16px;
}

.sp-copy-text {
    font-size: 0.813rem;
    color: #64748B;
}

.sp-jurisdiction-tags {
    display: flex;
    gap: 8px;
    flex-wrap: wrap;
}

.sp-tag {
    font-size: 0.7rem;
    font-weight: 600;
    padding: 3px 8px;
    border-radius: 4px;
    background: rgba(255, 255, 255, 0.05);
    color: #94A3B8;
}

/* ==========================================================================
   Responsive Media Queries
   ========================================================================== */
@media (max-width: 1024px) {
    .sp-hero-grid,
    .sp-dual-grid,
    .sp-metal-grid,
    .sp-cards-grid,
    .sp-crs-grid,
    .sp-community-grid,
    .sp-newsletter-card {
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .sp-jurisdiction-grid,
    .sp-news-grid {
        grid-template-columns: 1fr 1fr;
    }

    .sp-footer-grid {
        grid-template-columns: 1fr 1fr;
    }

    .sp-nav-desktop {
        display: none;
    }

    .sp-mobile-toggle {
        display: flex;
    }
}

@media (max-width: 768px) {
    .sp-jurisdiction-grid,
    .sp-news-grid,
    .sp-clubs-grid,
    .sp-footer-grid {
        grid-template-columns: 1fr;
    }

    .sp-crs-pillars {
        grid-template-columns: 1fr;
    }

    .sp-phone-frame {
        width: 100%;
        max-width: 320px;
    }

    .sp-physical-card {
        width: 100%;
        max-width: 320px;
        height: 200px;
        padding: 20px;
    }

    .sp-hero-stats-row {
        flex-direction: column;
        gap: 16px;
    }

    .sp-app-buttons {
        flex-direction: column;
        align-items: flex-start;
    }
}

/* ==========================================================================
   Trade Finance Corporate Page Styles
   ========================================================================== */

/* Corporate Subnav Bar */
.sp-corp-subnav {
    position: sticky;
    top: 68px;
    z-index: 990;
    background: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);
    border-bottom: 1px solid var(--sp-border);
}

.sp-subnav-scroll {
    overflow-x: auto;
    scrollbar-width: none;
    -ms-overflow-style: none;
}

.sp-subnav-scroll::-webkit-scrollbar {
    display: none;
}

.sp-subnav-list {
    display: flex;
    align-items: center;
    gap: 4px;
    padding: 6px 0;
    width: max-content;
}

.sp-subnav-link {
    display: inline-block;
    padding: 10px 16px;
    font-size: 0.813rem;
    font-weight: 600;
    color: var(--sp-slate);
    border-radius: var(--sp-radius-full);
    white-space: nowrap;
    transition: all 0.2s ease;
}

.sp-subnav-link:hover {
    color: var(--sp-navy);
    background: rgba(0, 119, 230, 0.06);
}

.sp-subnav-link.active {
    color: var(--sp-primary-dark);
    background: #E8FDF3;
    border: 1px solid rgba(0, 196, 140, 0.3);
}

/* Trade Finance Hero */
.sp-tf-hero {
    position: relative;
    padding: 110px 0 90px;
    background: linear-gradient(135deg, #071324 0%, #0B192C 60%, #082F3B 100%);
    color: #FFFFFF;
    overflow: hidden;
}

.sp-tf-hero-bg {
    position: absolute;
    inset: 0;
    background-image: radial-gradient(ellipse 70% 60% at 90% 10%, rgba(0, 196, 140, 0.15) 0%, transparent 65%),
                      radial-gradient(ellipse 60% 50% at 10% 90%, rgba(0, 119, 230, 0.18) 0%, transparent 60%);
    pointer-events: none;
}

.sp-tf-hero-grid {
    display: grid;
    grid-template-columns: 1.15fr 0.85fr;
    gap: 50px;
    align-items: center;
    position: relative;
    z-index: 2;
}

.sp-tf-hero-title {
    font-size: clamp(2.4rem, 4.5vw, 4rem);
    font-weight: 800;
    line-height: 1.1;
    letter-spacing: -0.04em;
    color: #FFFFFF;
    margin: 16px 0 20px;
}

.sp-tf-hero-lead {
    font-size: 1.15rem;
    color: #CBD5E1;
    line-height: 1.7;
    margin-bottom: 36px;
    max-width: 600px;
}

.sp-tf-hero-stats {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 16px;
    background: rgba(255, 255, 255, 0.05);
    backdrop-filter: blur(14px);
    border: 1px solid rgba(255, 255, 255, 0.12);
    border-radius: var(--sp-radius-lg);
    padding: 24px;
}

.sp-tf-stat-box strong {
    display: block;
    font-size: 1.5rem;
    font-weight: 800;
    color: var(--sp-primary);
}

.sp-tf-stat-box span {
    font-size: 0.75rem;
    color: #94A3B8;
    text-transform: uppercase;
    letter-spacing: 0.05em;
    font-weight: 600;
}

/* Instruments Section */
.sp-instruments-section {
    padding: 90px 0;
    background: #FFFFFF;
}

.sp-instruments-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.sp-instrument-card {
    background: var(--sp-bg);
    border: 1px solid var(--sp-border);
    border-radius: var(--sp-radius-lg);
    padding: 28px;
    display: flex;
    flex-direction: column;
    transition: all 0.3s ease;
}

.sp-instrument-card:hover {
    transform: translateY(-6px);
    background: #FFFFFF;
    border-color: var(--sp-primary);
    box-shadow: var(--sp-shadow-lg);
}

.sp-inst-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 16px;
}

.sp-inst-icon {
    width: 44px;
    height: 44px;
    border-radius: 12px;
    background: var(--sp-gradient-soft);
    color: var(--sp-secondary);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.15rem;
}

.sp-inst-tag {
    font-size: 0.72rem;
    font-weight: 800;
    padding: 4px 10px;
    border-radius: 20px;
    background: #E8FDF3;
    color: var(--sp-primary-dark);
    letter-spacing: 0.05em;
}

.sp-inst-title {
    font-size: 1.15rem;
    font-weight: 700;
    color: var(--sp-navy);
    margin-bottom: 10px;
    line-height: 1.3;
}

.sp-inst-desc {
    font-size: 0.875rem;
    color: var(--sp-slate);
    line-height: 1.6;
    margin-bottom: 20px;
    flex: 1;
}

.sp-inst-specs {
    border-top: 1px solid var(--sp-border);
    padding-top: 14px;
    display: flex;
    justify-content: space-between;
    font-size: 0.78rem;
    color: var(--sp-slate-light);
}

.sp-inst-specs strong {
    color: var(--sp-navy);
}

/* Industries Served Section */
.sp-industries-section {
    padding: 90px 0;
    background: var(--sp-bg);
}

.sp-industries-grid {
    display: grid;
    grid-template-columns: 1fr 1.1fr;
    gap: 60px;
    align-items: center;
}

.sp-sectors-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 16px;
}

.sp-sector-card {
    background: #FFFFFF;
    border: 1px solid var(--sp-border);
    border-radius: var(--sp-radius-md);
    padding: 22px 16px;
    text-align: center;
    transition: all 0.25s ease;
}

.sp-sector-card:hover {
    transform: translateY(-4px);
    border-color: var(--sp-primary);
    box-shadow: var(--sp-shadow-md);
}

.sp-sector-icon {
    font-size: 1.6rem;
    color: var(--sp-secondary);
    margin-bottom: 12px;
}

.sp-sector-title {
    font-size: 0.875rem;
    font-weight: 700;
    color: var(--sp-navy);
}

/* FAQ Accordion Section */
.sp-faq-section {
    padding: 90px 0;
    background: #FFFFFF;
}

.sp-faq-grid {
    display: grid;
    grid-template-columns: 0.9fr 1.1fr;
    gap: 60px;
}

.sp-faq-list {
    display: flex;
    flex-direction: column;
    gap: 16px;
}

.sp-faq-item {
    border: 1px solid var(--sp-border);
    border-radius: var(--sp-radius-md);
    background: var(--sp-bg);
    overflow: hidden;
    transition: all 0.25s ease;
}

.sp-faq-item.active {
    border-color: var(--sp-primary);
    background: #FFFFFF;
    box-shadow: var(--sp-shadow-sm);
}

.sp-faq-question {
    width: 100%;
    padding: 20px 24px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    font-size: 1.05rem;
    font-weight: 700;
    color: var(--sp-navy);
    text-align: left;
    gap: 16px;
}

.sp-faq-icon {
    width: 28px;
    height: 28px;
    border-radius: 50%;
    background: #FFFFFF;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.85rem;
    color: var(--sp-primary-dark);
    transition: transform 0.3s ease;
    flex-shrink: 0;
}

.sp-faq-item.active .sp-faq-icon {
    transform: rotate(45deg);
    background: var(--sp-primary);
    color: #FFFFFF;
}

.sp-faq-answer {
    padding: 0 24px 20px;
    font-size: 0.938rem;
    color: var(--sp-slate);
    line-height: 1.7;
    display: none;
}

.sp-faq-item.active .sp-faq-answer {
    display: block;
}

/* Bottom CTA Banner */
.sp-tf-cta-section {
    padding: 80px 0 100px;
    background: var(--sp-bg);
}

.sp-tf-cta-card {
    background: linear-gradient(135deg, #0B192C 0%, #152744 100%);
    border: 1px solid rgba(0, 196, 140, 0.3);
    border-radius: var(--sp-radius-xl);
    padding: 60px 40px;
    text-align: center;
    position: relative;
    overflow: hidden;
    color: #FFFFFF;
    box-shadow: var(--sp-shadow-lg);
}

.sp-tf-cta-card::before {
    content: '';
    position: absolute;
    inset: 0;
    background: radial-gradient(circle at 50% 120%, rgba(0, 196, 140, 0.25) 0%, transparent 60%);
    pointer-events: none;
}

.sp-tf-cta-title {
    font-size: clamp(1.8rem, 3.5vw, 2.6rem);
    font-weight: 800;
    margin-bottom: 16px;
    letter-spacing: -0.03em;
}

.sp-tf-cta-desc {
    color: #94A3B8;
    font-size: 1.05rem;
    max-width: 600px;
    margin: 0 auto 32px;
    line-height: 1.6;
}

@media (max-width: 1024px) {
    .sp-tf-hero-grid,
    .sp-industries-grid,
    .sp-faq-grid {
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .sp-instruments-grid {
        grid-template-columns: 1fr 1fr;
    }
}

@media (max-width: 768px) {
    .sp-instruments-grid,
    .sp-sectors-grid {
        grid-template-columns: 1fr;
    }

    .sp-tf-hero-stats {
        grid-template-columns: 1fr;
    }
}

/* ==========================================================================
   Cards Page Specific Styles
   ========================================================================== */

/* Cards Hero */
.sp-cards-page-hero {
    position: relative;
    padding: 120px 0 100px;
    background: linear-gradient(135deg, #071324 0%, #0B192C 65%, #082F3B 100%);
    color: #FFFFFF;
    text-align: center;
    overflow: hidden;
}

.sp-cards-hero-bg {
    position: absolute;
    inset: 0;
    background: radial-gradient(ellipse 80% 50% at 50% 110%, rgba(0, 196, 140, 0.22) 0%, rgba(0, 119, 230, 0.12) 50%, transparent 80%);
    pointer-events: none;
}

.sp-cards-hero-title {
    font-size: clamp(2.8rem, 5.5vw, 4.5rem);
    font-weight: 800;
    line-height: 1.08;
    letter-spacing: -0.04em;
    color: #FFFFFF;
    margin: 16px auto 20px;
    max-width: 680px;
}

.sp-cards-hero-lead {
    font-size: clamp(1.1rem, 2vw, 1.35rem);
    color: #CBD5E1;
    font-weight: 300;
    line-height: 1.5;
    max-width: 580px;
    margin: 0 auto 36px;
}

/* 3D Trio Cards Stack Presentation */
.sp-trio-cards-wrap {
    display: flex;
    justify-content: center;
    align-items: center;
    margin-top: 50px;
    position: relative;
    height: 280px;
}

.sp-trio-card-item {
    position: absolute;
    width: 320px;
    height: 195px;
    border-radius: 18px;
    padding: 22px;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.6);
    transition: all 0.4s cubic-bezier(0.16, 1, 0.3, 1);
    color: #FFFFFF;
}

.sp-trio-card-item.left {
    transform: translateX(-160px) translateY(20px) rotate(-12deg) scale(0.9);
    background: linear-gradient(135deg, #0B192C 0%, #152744 100%);
    border: 1px solid rgba(255, 255, 255, 0.15);
    z-index: 1;
}

.sp-trio-card-item.center {
    transform: translateX(0) translateY(0) rotate(0deg) scale(1);
    background: linear-gradient(135deg, #00C48C 0%, #0077E6 100%);
    border: 1px solid rgba(255, 255, 255, 0.3);
    z-index: 3;
    box-shadow: 0 30px 60px -15px rgba(0, 196, 140, 0.4);
}

.sp-trio-card-item.right {
    transform: translateX(160px) translateY(20px) rotate(12deg) scale(0.9);
    background: linear-gradient(135deg, #1E293B 0%, #0F172A 100%);
    border: 1px solid rgba(0, 196, 140, 0.3);
    z-index: 2;
}

.sp-trio-cards-wrap:hover .sp-trio-card-item.left {
    transform: translateX(-190px) translateY(10px) rotate(-16deg) scale(0.92);
}

.sp-trio-cards-wrap:hover .sp-trio-card-item.right {
    transform: translateX(190px) translateY(10px) rotate(16deg) scale(0.92);
}

/* Merchant Acceptance Strip */
.sp-merchants-strip {
    background: #FFFFFF;
    border-bottom: 1px solid var(--sp-border);
    padding: 36px 0;
}

.sp-merchants-flex {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 40px;
    flex-wrap: wrap;
}

.sp-merchant-logos {
    display: flex;
    align-items: center;
    gap: 36px;
    flex-wrap: wrap;
}

.sp-merchant-item {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 1.15rem;
    font-weight: 700;
    color: #64748B;
    opacity: 0.75;
    transition: all 0.25s ease;
}

.sp-merchant-item:hover {
    opacity: 1;
    color: var(--sp-navy);
    transform: scale(1.05);
}

.sp-merchant-item i {
    font-size: 1.4rem;
    color: var(--sp-secondary);
}

.sp-merchants-claim {
    font-size: 1.15rem;
    font-weight: 700;
    color: var(--sp-navy);
    line-height: 1.3;
    max-width: 320px;
    text-align: right;
}

/* 3 Card Tiers Section */
.sp-tier-cards-section {
    padding: 100px 0;
    background: var(--sp-bg);
}

.sp-tier-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 32px;
}

.sp-tier-card {
    background: #FFFFFF;
    border-radius: var(--sp-radius-xl);
    border: 1px solid var(--sp-border);
    padding: 32px 28px;
    display: flex;
    flex-direction: column;
    box-shadow: var(--sp-shadow-sm);
    transition: all 0.35s ease;
    position: relative;
}

.sp-tier-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--sp-shadow-lg);
    border-color: var(--sp-primary);
}

.sp-tier-card.featured {
    border-color: rgba(0, 196, 140, 0.5);
    box-shadow: 0 20px 40px -10px rgba(0, 196, 140, 0.18);
}

.sp-tier-card.featured::before {
    content: 'MOST POPULAR';
    position: absolute;
    top: -14px;
    left: 50%;
    transform: translateX(-50%);
    background: var(--sp-gradient-primary);
    color: #FFFFFF;
    font-size: 0.7rem;
    font-weight: 800;
    letter-spacing: 0.1em;
    padding: 4px 14px;
    border-radius: 20px;
    box-shadow: 0 4px 10px rgba(0, 196, 140, 0.3);
}

/* Card Visual Mock in Tier */
.sp-tier-card-preview {
    height: 170px;
    border-radius: 16px;
    padding: 18px;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    margin-bottom: 24px;
    color: #FFFFFF;
    box-shadow: 0 15px 30px -10px rgba(0, 0, 0, 0.25);
    position: relative;
    overflow: hidden;
}

.sp-tier-card-preview.mastercard-bg {
    background: linear-gradient(135deg, #0B192C 0%, #152744 60%, #004D40 100%);
}

.sp-tier-card-preview.visa-bg {
    background: linear-gradient(135deg, #00C48C 0%, #0077E6 100%);
}

.sp-tier-card-preview.zerodata-bg {
    background: linear-gradient(135deg, #0F172A 0%, #1E293B 100%);
    border: 1px solid rgba(0, 196, 140, 0.25);
}

.sp-tier-title {
    font-size: 1.8rem;
    font-weight: 800;
    color: var(--sp-navy);
    letter-spacing: -0.03em;
    margin-bottom: 6px;
}

.sp-tier-subtitle {
    font-size: 0.813rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    color: var(--sp-slate);
    margin-bottom: 20px;
}

.sp-tier-features {
    display: flex;
    flex-direction: column;
    gap: 12px;
    margin-bottom: 32px;
    flex: 1;
}

.sp-tier-feat-item {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    font-size: 0.938rem;
    color: var(--sp-navy-light);
    line-height: 1.4;
}

.sp-tier-feat-item i {
    color: var(--sp-primary-dark);
    font-size: 0.85rem;
    margin-top: 3px;
    background: #E8FDF3;
    width: 20px;
    height: 20px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

/* More Than A Card Section */
.sp-more-section {
    padding: 100px 0;
    background: #FFFFFF;
}

.sp-more-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
}

@media (max-width: 1024px) {
    .sp-tier-grid {
        grid-template-columns: 1fr;
        max-width: 480px;
        margin: 0 auto;
    }

    .sp-merchants-flex,
    .sp-more-grid {
        grid-template-columns: 1fr;
        flex-direction: column;
        align-items: center;
        text-align: center;
    }

    .sp-merchants-claim {
        text-align: center;
    }
}

@media (max-width: 768px) {
    .sp-trio-cards-wrap {
        height: 220px;
    }

    .sp-trio-card-item {
        width: 260px;
        height: 160px;
        padding: 16px;
    }

    .sp-trio-card-item.left {
        transform: translateX(-70px) translateY(15px) rotate(-8deg) scale(0.85);
    }

    .sp-trio-card-item.right {
        transform: translateX(70px) translateY(15px) rotate(8deg) scale(0.85);
    }
}

/* ==========================================================================
   Banking Page Specific Styles
   ========================================================================== */

/* Banking Hero */
.sp-banking-page-hero {
    position: relative;
    padding: 110px 0 90px;
    background: radial-gradient(circle at 50% -80px, rgba(0, 196, 140, 0.15) 0%, rgba(248, 250, 252, 0) 70%),
                var(--sp-bg);
    text-align: center;
    overflow: hidden;
}

.sp-banking-hero-title {
    font-size: clamp(2.8rem, 5.5vw, 4.6rem);
    font-weight: 800;
    line-height: 1.05;
    letter-spacing: -0.04em;
    color: var(--sp-navy);
    margin: 16px auto 24px;
    max-width: 760px;
}

.sp-banking-hero-lead {
    font-size: clamp(1.1rem, 2vw, 1.25rem);
    color: var(--sp-slate);
    line-height: 1.65;
    max-width: 620px;
    margin: 0 auto 36px;
}

/* Exclusive Jurisdictions Section */
.sp-jur-section {
    padding: 60px 0 100px;
}

.sp-jur-wrapper-dark {
    background: linear-gradient(135deg, #071324 0%, #0B192C 65%, #082F3B 100%);
    border-radius: var(--sp-radius-xl);
    border: 1px solid rgba(0, 196, 140, 0.25);
    padding: 60px 48px;
    color: #FFFFFF;
    position: relative;
    overflow: hidden;
    box-shadow: var(--sp-shadow-lg);
}

.sp-jur-wrapper-dark::before {
    content: '';
    position: absolute;
    inset: 0;
    background-image: radial-gradient(ellipse 60% 50% at 100% 0%, rgba(0, 196, 140, 0.2) 0%, transparent 60%),
                      radial-gradient(ellipse 50% 40% at 0% 100%, rgba(0, 119, 230, 0.15) 0%, transparent 60%);
    pointer-events: none;
}

.sp-jur-cards-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
    margin-top: 48px;
    position: relative;
    z-index: 2;
}

.sp-jur-item-box {
    background: rgba(255, 255, 255, 0.04);
    border: 1px solid rgba(255, 255, 255, 0.1);
    border-radius: var(--sp-radius-lg);
    padding: 28px 24px;
    display: flex;
    flex-direction: column;
    transition: all 0.3s ease;
}

.sp-jur-item-box:hover {
    background: rgba(255, 255, 255, 0.07);
    border-color: rgba(0, 196, 140, 0.4);
    transform: translateY(-4px);
}

.sp-jur-item-box.coming-soon {
    background: rgba(255, 255, 255, 0.02);
    border: 1px dashed rgba(255, 255, 255, 0.2);
}

.sp-jur-flag-wrap {
    width: 48px;
    height: 32px;
    border-radius: 6px;
    overflow: hidden;
    margin-bottom: 16px;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.3);
}

.sp-jur-flag-wrap img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.sp-jur-item-title {
    font-size: 1.3rem;
    font-weight: 700;
    color: #FFFFFF;
    margin-bottom: 4px;
}

.sp-jur-currency-tag {
    font-size: 0.75rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    color: var(--sp-primary);
    margin-bottom: 12px;
}

.sp-jur-item-desc {
    font-size: 0.875rem;
    color: #94A3B8;
    line-height: 1.6;
}

/* What's Inside Feature Cards Grid */
.sp-inside-section {
    padding: 100px 0;
    background: #FFFFFF;
}

.sp-inside-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
}

.sp-inside-card {
    background: var(--sp-bg);
    border: 1px solid var(--sp-border);
    border-radius: var(--sp-radius-lg);
    padding: 28px 22px;
    display: flex;
    flex-direction: column;
    transition: all 0.3s ease;
}

.sp-inside-card:hover {
    background: #FFFFFF;
    border-color: var(--sp-primary);
    transform: translateY(-5px);
    box-shadow: var(--sp-shadow-md);
}

.sp-inside-icon-wrap {
    width: 46px;
    height: 46px;
    border-radius: 12px;
    background: var(--sp-gradient-soft);
    color: var(--sp-secondary);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.25rem;
    margin-bottom: 18px;
    transition: all 0.25s ease;
}

.sp-inside-card:hover .sp-inside-icon-wrap {
    background: var(--sp-gradient-primary);
    color: #FFFFFF;
}

.sp-inside-card-title {
    font-size: 1.05rem;
    font-weight: 700;
    color: var(--sp-navy);
    line-height: 1.35;
    margin-bottom: 10px;
}

.sp-inside-card-desc {
    font-size: 0.85rem;
    color: var(--sp-slate);
    line-height: 1.55;
}

/* Plans & Account Scaling */
.sp-plans-section {
    padding: 100px 0;
    background: var(--sp-bg);
}

.sp-plans-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 28px;
}

.sp-plan-card {
    background: #FFFFFF;
    border-radius: var(--sp-radius-xl);
    border: 1px solid var(--sp-border);
    padding: 36px 30px;
    display: flex;
    flex-direction: column;
    box-shadow: var(--sp-shadow-sm);
    transition: all 0.35s ease;
    position: relative;
}

.sp-plan-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--sp-shadow-lg);
}

.sp-plan-card.popular {
    background: linear-gradient(145deg, #0B192C 0%, #152744 100%);
    color: #FFFFFF;
    border-color: rgba(0, 196, 140, 0.4);
    box-shadow: 0 25px 50px -15px rgba(0, 119, 230, 0.3);
}

.sp-plan-card.popular .sp-plan-name,
.sp-plan-card.popular .sp-plan-feature-text {
    color: #FFFFFF;
}

.sp-plan-card.popular .sp-plan-desc {
    color: #94A3B8;
}

.sp-plan-badge-popular {
    position: absolute;
    top: -12px;
    right: 28px;
    background: var(--sp-gradient-primary);
    color: #FFFFFF;
    font-size: 0.7rem;
    font-weight: 800;
    padding: 4px 12px;
    border-radius: 20px;
    letter-spacing: 0.08em;
    box-shadow: 0 4px 10px rgba(0, 196, 140, 0.3);
}

.sp-plan-name {
    font-size: 1.8rem;
    font-weight: 800;
    color: var(--sp-navy);
    margin-bottom: 4px;
}

.sp-plan-desc {
    font-size: 0.875rem;
    color: var(--sp-slate);
    margin-bottom: 24px;
}

.sp-plan-features-list {
    display: flex;
    flex-direction: column;
    gap: 14px;
    margin-bottom: 36px;
    flex: 1;
}

.sp-plan-feat-item {
    display: flex;
    align-items: center;
    gap: 12px;
    font-size: 0.938rem;
}

.sp-plan-feat-dot {
    width: 6px;
    height: 6px;
    border-radius: 50%;
    background: var(--sp-primary);
    flex-shrink: 0;
}

/* Banking Final CTA Section */
.sp-banking-final-cta {
    background: linear-gradient(135deg, #071324 0%, #0B192C 65%, #082F3B 100%);
    color: #FFFFFF;
    padding: 100px 0;
    text-align: center;
    position: relative;
    overflow: hidden;
}

.sp-banking-final-cta::before {
    content: '';
    position: absolute;
    inset: 0;
    background: radial-gradient(circle at 50% 120%, rgba(0, 196, 140, 0.22) 0%, transparent 60%);
    pointer-events: none;
}

@media (max-width: 1024px) {
    .sp-jur-cards-grid {
        grid-template-columns: 1fr 1fr;
    }

    .sp-inside-grid {
        grid-template-columns: 1fr 1fr;
    }

    .sp-plans-grid {
        grid-template-columns: 1fr;
        max-width: 480px;
        margin: 0 auto;
    }
}

@media (max-width: 768px) {
    .sp-jur-cards-grid,
    .sp-inside-grid {
        grid-template-columns: 1fr;
    }

    .sp-jur-wrapper-dark {
        padding: 36px 20px;
    }
}

/* ==========================================================================
   About Page Styles - SwiftPay (Emerald & Cyan Luxury Theme)
   ========================================================================== */

/* About Hero Section */
.sp-about-hero {
    position: relative;
    background: #071324;
    color: #FFFFFF;
    overflow: hidden;
    padding: 140px 0 100px;
    margin-top: -85px;
}

.sp-about-hero-bg {
    position: absolute;
    top: 0;
    right: -5%;
    width: 65%;
    height: 100%;
    object-fit: cover;
    object-position: center;
    opacity: 0.38;
    pointer-events: none;
    z-index: 1;
}

.sp-about-hero-gradient {
    position: absolute;
    inset: 0;
    background: linear-gradient(90deg, #071324 35%, rgba(7, 19, 36, 0.75) 65%, rgba(7, 19, 36, 0.4) 100%),
                radial-gradient(ellipse 55% 65% at 0% 100%, rgba(0, 196, 140, 0.22) 0%, transparent 65%);
    pointer-events: none;
    z-index: 2;
}

.sp-about-hero-grid-pat {
    position: absolute;
    inset: 0;
    background-image: linear-gradient(rgba(0, 196, 140, 0.08) 1px, transparent 1px),
                      linear-gradient(90deg, rgba(0, 196, 140, 0.08) 1px, transparent 1px);
    background-size: 64px 64px;
    pointer-events: none;
    opacity: 0.4;
    z-index: 2;
}

.sp-about-hero-content {
    position: relative;
    z-index: 3;
    max-width: 1240px;
}

.sp-about-tagline {
    display: inline-flex;
    align-items: center;
    gap: 12px;
    font-size: 0.8rem;
    font-weight: 700;
    letter-spacing: 0.25em;
    text-transform: uppercase;
    color: var(--sp-primary);
    margin-bottom: 24px;
}

.sp-about-tagline-line {
    width: 32px;
    height: 2px;
    background: linear-gradient(90deg, var(--sp-primary), var(--sp-secondary));
}

.sp-about-hero-title {
    font-family: var(--sp-font-title);
    font-size: clamp(2.4rem, 5.5vw, 4.6rem);
    line-height: 1.08;
    letter-spacing: -0.04em;
    font-weight: 600;
    max-width: 16ch;
    margin-bottom: 48px;
}

.sp-about-hero-columns {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 48px;
    max-width: 1080px;
}

.sp-about-hero-lead {
    font-size: 1.125rem;
    line-height: 1.75;
    color: rgba(255, 255, 255, 0.78);
}

/* Manifesto Section */
.sp-manifesto-section {
    position: relative;
    background: #050E1A;
    color: #FFFFFF;
    padding: 120px 0;
    text-align: center;
    overflow: hidden;
}

.sp-manifesto-bg-glow {
    position: absolute;
    inset: 0;
    background: radial-gradient(ellipse 60% 70% at 50% 0%, rgba(0, 196, 140, 0.16) 0%, transparent 60%),
                radial-gradient(ellipse 50% 60% at 50% 100%, rgba(0, 119, 230, 0.14) 0%, transparent 60%);
    pointer-events: none;
}

.sp-manifesto-inner {
    position: relative;
    z-index: 2;
    max-width: 860px;
    margin: 0 auto;
}

.sp-manifesto-badge {
    display: inline-flex;
    align-items: center;
    gap: 12px;
    font-size: 0.75rem;
    font-weight: 700;
    letter-spacing: 0.28em;
    text-transform: uppercase;
    color: var(--sp-primary);
    margin-bottom: 28px;
}

.sp-manifesto-title {
    font-family: var(--sp-font-title);
    font-size: clamp(2.2rem, 4.5vw, 3.8rem);
    line-height: 1.1;
    letter-spacing: -0.035em;
    font-weight: 600;
    margin-bottom: 28px;
}

.sp-manifesto-desc {
    font-size: 1.18rem;
    line-height: 1.75;
    color: rgba(255, 255, 255, 0.7);
    margin-bottom: 44px;
}

.sp-manifesto-btns {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 18px;
    flex-wrap: wrap;
}

/* Purpose Section */
.sp-purpose-section {
    position: relative;
    background: #F8FAFC;
    padding: 100px 0;
    overflow: hidden;
}

.sp-purpose-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    margin-top: 50px;
}

.sp-purpose-text {
    font-size: 1.1rem;
    line-height: 1.75;
    color: #475569;
}

/* Mission & Vision Section */
.sp-mv-section {
    position: relative;
    background: #FFFFFF;
    border-top: 1px solid rgba(226, 232, 240, 0.9);
    border-bottom: 1px solid rgba(226, 232, 240, 0.9);
    padding: 100px 0;
}

.sp-mv-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
}

.sp-mv-card {
    display: flex;
    flex-direction: column;
}

.sp-mv-card.has-divider {
    padding-right: 60px;
    border-right: 1px solid rgba(226, 232, 240, 0.9);
}

.sp-mv-kicker {
    font-family: monospace;
    font-size: 0.8rem;
    font-weight: 700;
    letter-spacing: 0.25em;
    text-transform: uppercase;
    color: var(--sp-primary-dark);
    margin-bottom: 18px;
}

.sp-mv-title {
    font-family: var(--sp-font-title);
    font-size: clamp(1.6rem, 2.5vw, 2.3rem);
    line-height: 1.25;
    letter-spacing: -0.025em;
    color: #0B192C;
    margin-bottom: 24px;
}

.sp-mv-desc {
    font-size: 1.05rem;
    line-height: 1.75;
    color: #64748B;
}

/* Values Section */
.sp-values-section {
    background: #F8FAFC;
    padding: 110px 0;
}

.sp-values-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
    margin-top: 50px;
}

.sp-value-card {
    background: #FFFFFF;
    border: 1px solid rgba(226, 232, 240, 0.9);
    border-radius: 20px;
    padding: 36px 28px;
    display: flex;
    flex-direction: column;
    gap: 20px;
    transition: all 0.35s cubic-bezier(0.16, 1, 0.3, 1);
    box-shadow: 0 4px 15px rgba(11, 25, 44, 0.03);
}

.sp-value-card:hover {
    transform: translateY(-6px);
    border-color: rgba(0, 196, 140, 0.4);
    box-shadow: 0 20px 40px -15px rgba(0, 196, 140, 0.2);
}

.sp-value-icon {
    width: 52px;
    height: 52px;
    border-radius: 14px;
    background: rgba(0, 196, 140, 0.1);
    color: var(--sp-primary-dark);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.35rem;
    transition: all 0.3s ease;
}

.sp-value-card:hover .sp-value-icon {
    background: var(--sp-gradient-primary);
    color: #FFFFFF;
}

.sp-value-title {
    font-family: var(--sp-font-title);
    font-size: 1.3rem;
    font-weight: 600;
    color: #0B192C;
}

.sp-value-desc {
    font-size: 0.95rem;
    line-height: 1.65;
    color: #64748B;
}

/* Interactive Offices Section */
.sp-offices-section {
    background: #F8FAFC;
    padding: 90px 0 110px;
    overflow: hidden;
}

.sp-offices-header {
    display: flex;
    justify-content: space-between;
    align-items: flex-end;
    gap: 32px;
    margin-bottom: 48px;
}

.sp-office-stage {
    position: relative;
    width: 100%;
    height: clamp(440px, 68vh, 680px);
    border-radius: 28px;
    overflow: hidden;
    box-shadow: 0 25px 60px -15px rgba(11, 25, 44, 0.25);
}

.sp-office-slide {
    position: absolute;
    inset: 0;
    opacity: 0;
    visibility: hidden;
    transition: opacity 0.8s cubic-bezier(0.22, 1, 0.36, 1), visibility 0.8s;
}

.sp-office-slide.active {
    opacity: 1;
    visibility: visible;
}

.sp-office-img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: center;
    transform: scale(1.05);
    transition: transform 6s ease-out;
}

.sp-office-slide.active .sp-office-img {
    transform: scale(1);
}

.sp-office-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg, rgba(7, 19, 36, 0.4) 0%, transparent 35%, rgba(7, 19, 36, 0.85) 100%),
                linear-gradient(90deg, rgba(7, 19, 36, 0.7) 0%, transparent 55%);
}

.sp-office-top-badge {
    position: absolute;
    top: 36px;
    left: 40px;
    font-family: monospace;
    font-size: 0.85rem;
    letter-spacing: 0.28em;
    text-transform: uppercase;
    color: rgba(255, 255, 255, 0.85);
    z-index: 5;
    background: rgba(11, 25, 44, 0.4);
    backdrop-filter: blur(10px);
    padding: 6px 16px;
    border-radius: 999px;
    border: 1px solid rgba(255, 255, 255, 0.15);
}

.sp-office-info {
    position: absolute;
    bottom: 44px;
    left: 40px;
    right: 40px;
    max-width: 800px;
    z-index: 5;
    color: #FFFFFF;
}

.sp-office-country {
    font-family: monospace;
    font-size: 0.85rem;
    letter-spacing: 0.28em;
    text-transform: uppercase;
    color: var(--sp-primary);
    margin-bottom: 12px;
}

.sp-office-city {
    font-family: var(--sp-font-title);
    font-size: clamp(3rem, 7vw, 5.5rem);
    font-weight: 600;
    line-height: 0.95;
    letter-spacing: -0.05em;
    margin-bottom: 18px;
    text-shadow: 0 4px 20px rgba(0, 0, 0, 0.4);
}

.sp-office-desc {
    font-size: 1.15rem;
    line-height: 1.6;
    color: rgba(255, 255, 255, 0.88);
    max-width: 580px;
    text-shadow: 0 2px 10px rgba(0, 0, 0, 0.4);
}

/* Office Selector Tabs */
.sp-office-tabs {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 16px;
    flex-wrap: wrap;
    margin-top: 36px;
}

.sp-office-tab-btn {
    position: relative;
    background: #FFFFFF;
    border: 1px solid rgba(226, 232, 240, 0.9);
    padding: 12px 28px;
    border-radius: 999px;
    font-size: 0.95rem;
    font-weight: 600;
    color: #475569;
    cursor: pointer;
    transition: all 0.25s ease;
    box-shadow: 0 2px 8px rgba(11, 25, 44, 0.04);
}

.sp-office-tab-btn:hover {
    color: var(--sp-navy);
    border-color: var(--sp-primary);
}

.sp-office-tab-btn.active {
    background: var(--sp-navy);
    color: #FFFFFF;
    border-color: var(--sp-navy);
    box-shadow: 0 6px 20px rgba(11, 25, 44, 0.2);
}

/* About Marquee Ribbon */
.sp-about-marquee-wrap {
    background: #071324;
    color: #FFFFFF;
    padding: 32px 0;
    overflow: hidden;
    border-top: 1px solid rgba(255, 255, 255, 0.08);
    border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.sp-about-marquee {
    display: flex;
    width: max-content;
    gap: 48px;
    animation: spMarqueeScroll 28s linear infinite;
}

.sp-about-marquee-item {
    display: inline-flex;
    align-items: center;
    gap: 48px;
    font-family: monospace;
    font-size: clamp(1.15rem, 2vw, 1.6rem);
    letter-spacing: 0.2em;
    text-transform: uppercase;
    color: var(--sp-primary);
    font-weight: 700;
}

.sp-about-marquee-dot {
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: var(--sp-secondary);
    display: inline-block;
}

@keyframes spMarqueeScroll {
    0% { transform: translate3d(0, 0, 0); }
    100% { transform: translate3d(-33.3333%, 0, 0); }
}

/* Institutional Security Section */
.sp-security-section {
    background: #F8FAFC;
    padding: 110px 0;
    position: relative;
}

.sp-security-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
    margin-top: 60px;
}

.sp-sec-card {
    position: relative;
    background: #FFFFFF;
    border: 1px solid rgba(226, 232, 240, 0.9);
    border-radius: 22px;
    padding: 40px 32px;
    display: flex;
    flex-direction: column;
    min-height: 290px;
    transition: all 0.35s cubic-bezier(0.16, 1, 0.3, 1);
    box-shadow: 0 4px 15px rgba(11, 25, 44, 0.03);
}

.sp-sec-card:hover {
    transform: translateY(-5px);
    border-color: rgba(0, 196, 140, 0.4);
    box-shadow: 0 20px 45px -15px rgba(0, 196, 140, 0.2);
}

.sp-sec-num {
    position: absolute;
    top: 24px;
    right: 28px;
    font-family: monospace;
    font-size: 0.8rem;
    letter-spacing: 0.25em;
    color: #94A3B8;
    font-weight: 700;
}

.sp-sec-icon {
    width: 52px;
    height: 52px;
    border-radius: 14px;
    background: rgba(0, 196, 140, 0.1);
    color: var(--sp-primary-dark);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.4rem;
    margin-bottom: 24px;
    transition: all 0.3s ease;
}

.sp-sec-card:hover .sp-sec-icon {
    background: var(--sp-gradient-primary);
    color: #FFFFFF;
    transform: scale(1.08);
}

.sp-sec-title {
    font-family: var(--sp-font-title);
    font-size: 1.3rem;
    font-weight: 600;
    color: #0B192C;
    margin-bottom: 12px;
}

.sp-sec-desc {
    font-size: 0.95rem;
    line-height: 1.65;
    color: #64748B;
}

/* Press & Media Section */
.sp-press-section {
    background: #FFFFFF;
    border-top: 1px solid rgba(226, 232, 240, 0.9);
    padding: 100px 0;
}

.sp-press-box {
    border: 2px dashed rgba(203, 213, 225, 0.8);
    background: rgba(248, 250, 252, 0.6);
    border-radius: 24px;
    padding: 48px;
    margin: 36px 0;
}

.sp-press-badge {
    font-family: monospace;
    font-size: 0.8rem;
    font-weight: 700;
    letter-spacing: 0.22em;
    text-transform: uppercase;
    color: #94A3B8;
}

.sp-press-text {
    font-size: 1.25rem;
    line-height: 1.6;
    color: #475569;
    margin-top: 16px;
    max-width: 680px;
}

/* Responsive Rules for About Page */
@media (max-width: 1024px) {
    .sp-about-hero-columns {
        grid-template-columns: 1fr;
        gap: 24px;
    }

    .sp-purpose-grid {
        grid-template-columns: 1fr;
        gap: 32px;
    }

    .sp-mv-grid {
        grid-template-columns: 1fr;
        gap: 48px;
    }

    .sp-mv-card.has-divider {
        padding-right: 0;
        border-right: none;
        border-bottom: 1px solid rgba(226, 232, 240, 0.9);
        padding-bottom: 48px;
    }

    .sp-values-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .sp-security-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .sp-offices-header {
        flex-direction: column;
        align-items: flex-start;
    }
}

@media (max-width: 768px) {
    .sp-values-grid,
    .sp-security-grid {
        grid-template-columns: 1fr;
    }

    .sp-office-stage {
        height: 480px;
    }

    .sp-office-top-badge {
        top: 20px;
        left: 20px;
    }

    .sp-office-info {
        left: 20px;
        right: 20px;
        bottom: 24px;
    }

    .sp-office-city {
        font-size: 3rem;
    }

    .sp-manifesto-btns {
        flex-direction: column;
        width: 100%;
    }

    .sp-manifesto-btns .sp-btn {
        width: 100%;
    }
}

/* ==========================================================================
   Legal & Policy Pages Styles (Terms & Conditions, Privacy Policy)
   ========================================================================== */
.sp-legal-page {
    background: #F8FAFC;
    color: #0B192C;
    padding: 70px 0 110px;
    min-height: 80vh;
}

.sp-legal-container {
    max-width: 1240px;
    margin: 0 auto;
    padding: 0 24px;
}

.sp-legal-kicker {
    font-family: monospace;
    font-size: 0.8rem;
    font-weight: 700;
    letter-spacing: 0.28em;
    text-transform: uppercase;
    color: var(--sp-primary-dark);
    margin-bottom: 12px;
}

.sp-legal-title {
    font-family: var(--sp-font-title);
    font-size: clamp(2.2rem, 4vw, 3.2rem);
    font-weight: 600;
    letter-spacing: -0.04em;
    color: #0B192C;
    margin-bottom: 48px;
    line-height: 1.15;
}

.sp-legal-layout {
    display: grid;
    grid-template-columns: minmax(0, 1fr) 280px;
    gap: 64px;
    align-items: start;
}

.sp-legal-article {
    background: #FFFFFF;
    border: 1px solid rgba(226, 232, 240, 0.9);
    border-radius: 24px;
    padding: 48px;
    box-shadow: 0 4px 20px rgba(11, 25, 44, 0.03);
}

.sp-legal-article p {
    font-size: 15.5px;
    line-height: 1.75;
    color: #475569;
    margin-bottom: 18px;
}

.sp-legal-article h2 {
    font-family: var(--sp-font-title);
    font-size: 1.35rem;
    font-weight: 600;
    color: #0B192C;
    letter-spacing: -0.02em;
    margin-top: 36px;
    margin-bottom: 16px;
    padding-bottom: 8px;
    border-bottom: 1px solid rgba(226, 232, 240, 0.8);
}

.sp-legal-article h2:first-of-type {
    margin-top: 24px;
}

.sp-legal-article ul,
.sp-legal-article ol {
    margin: 16px 0 24px 24px;
    color: #475569;
}

.sp-legal-article li {
    font-size: 15px;
    line-height: 1.7;
    margin-bottom: 8px;
}

.sp-legal-article a {
    color: var(--sp-secondary);
    text-decoration: underline;
    text-underline-offset: 3px;
    transition: color 0.2s ease;
}

.sp-legal-article a:hover {
    color: var(--sp-primary-dark);
}

/* Legal Sidebar Navigation */
.sp-legal-sidebar {
    position: sticky;
    top: 100px;
    background: #FFFFFF;
    border: 1px solid rgba(226, 232, 240, 0.9);
    border-radius: 20px;
    padding: 28px;
    box-shadow: 0 4px 15px rgba(11, 25, 44, 0.03);
}

.sp-legal-sidebar-title {
    font-family: monospace;
    font-size: 0.75rem;
    font-weight: 700;
    letter-spacing: 0.25em;
    text-transform: uppercase;
    color: #94A3B8;
    margin-bottom: 16px;
}

.sp-legal-nav-list {
    list-style: none;
    padding: 0;
    margin: 0;
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.sp-legal-nav-link {
    font-size: 0.9rem;
    color: #64748B;
    text-decoration: none;
    transition: all 0.2s ease;
    display: block;
    padding: 6px 12px;
    border-radius: 8px;
}

.sp-legal-nav-link:hover {
    color: var(--sp-navy);
    background: #F1F5F9;
}

.sp-legal-nav-link.active {
    color: var(--sp-primary-dark);
    font-weight: 600;
    background: rgba(0, 196, 140, 0.08);
}

@media (max-width: 1024px) {
    .sp-legal-layout {
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .sp-legal-sidebar {
        position: static;
        order: -1;
    }

    .sp-legal-article {
        padding: 32px 24px;
    }
}